TFC – USA, a high-end boutique agency combining agility, collaboration & personal service.
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Howard Seares
Owner & Founder, TFC Associates

Company History

TFC-USA, DBA Twenty-First Century Associates, founded in 1989, built its business one client at a time; recovering debt throughout the United States and the world. We have grown to the point of being listed by Crains as one of America’s largest private companies. We are the only agency owned and operated by Veterans of the United States Armed Forces.

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Our clients

With decades of experience collecting within the United States and worldwide, TFC established a market position as one of the few collection agencies with expertise in commercial, consumer and both national, and international collections.  We have successfully collected debt in North and South America, Western and Eastern Europe, the Middle East, and the Pacific Rim.

Professional & Reliable!

New Jersey