This portion of the site is
set aside for questions of collection policies, practices
and law. To ask a question, simply fill in the form below.
All questions will be answered by Howard Seares.
Howard Seares is Managing
General Partner of Twenty-First
Century Associates. He has been in the collection
industry for 25 years. In that time, he has gained a
wealth of knowledge and a host of professional friendships
in credit, collections and law. He conducts frequent
seminars for collection departments throughout the nation.